Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software

Insurance; financial and banking affairs; monetary affairs; real estate affairs

Communications and telecommunication services; providing connections and user access to computer networks or the Internet including for purposes of commercial or banking transactions; providing an interface for the electronic transmission of data, voice, text and images via telecommunications, computer and wireless networks

Electric and electronic apparatus, equipment and hardware for use in relation to banking, financial, insurance and general commercial transactions including such transactions conducted via telephone, the Internet or any other means; software enabling electronic or telecommunication connection to the Internet or to computer databases; automated teller machines (ATM's), cash/currency dispensing machines and electronic fund transfer/point of sale (eftpos) terminals; magnetic or encoded cards, credit/debit cards, cash cards, pre-payment cards, and smart cards and readers and scanners for such cards; software relating to any of the aforegoing

Merchandising services; offering for sale and the sale of goods in the retail and wholesale trade; e-commerce services included in this class; services in relation to the purchase and sale of goods or services through electronic media; services included in this class in respect of banking, financial, insurance, monetary and real estate affairs; advertising; business management; business administration; promotional services including promoting the sale of goods and services of others by awarding points or rewards for purchases; operation and management of incentive, reward or loyalty programmes and other promotional schemes; promotions and sponsorships of competitions and activities of others; office functions

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; electric and electronic apparatus and hardware , equipment for the storage and transmission of data and information for use in relation to banking, financial, insurance and general commercial transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; software, systems, devices and platforms used to enable and facilitate electronic banking, financial, insurance or other commercial transactions, including those via the Internet or a computer network, or by telephone or cellular telephone; including data processing equipment and software for use in relation to banking and financial services including data processing equipment and software; downloadable electronic publications; apparatus and equipment for the electronic transfer of and/or financial data; telecommunication equipment; automated teller machines; money dispensing machines, electronic fund transfer, payment or point of sale apparatus, machines and terminals; card and bar code scanners; magnetic and magnetically encoded cards; programmable cards; smart cards; cards bearing coded data in magnetic form; cards bearing data for use in computers; cards bearing coded data in punched-out form; cards bearing data for use in data processing apparatus; cards bearing data for use in data storage apparatus; cards bearing electronically recorded data; cards bearing integrated circuits; cards bearing magnetic or encoded data for input; cards bearing micro-chips and computer cards containing chips; credit, charge, debit and/or cash cards; prepayment cards [encoded]; loyalty or gift cards [encoded], readers, scanners, parts and fittings for the aforementioned goods.

Insurance products and services; financial affairs; monetary affairs; real estate affairs; banking services; payment facilitation services, facilitation and rendering of banking and financial transactions, including those rendered online via the Internet or computer network, or by telephone or cellular telephone; services ancillary and related to all of the aforegoing, all in class 36.

Apparatus for heating, steam generating, cooking, refrigerating, drying, ventilating, water supply and sanitary purposes; and parts and fittings therefor.

Advertising and promotion services; loyalty card services; organisation, operation and management of customer loyalty schemes; organisation, operation and supervision of sales and promotional incentive schemes; retail, wholesale, franchising and merchandising services; retail and wholesale services including telephonic, computerised and electronic retailing and ordering services; offering for sale and the sale of goods and services in the retail and wholesale trade; online retail store services for downloadable ringtones; the bringing together, for the benefit of others, of a variety of goods and services enabling customers to conveniently view and purchase those goods and services, including such services provided on-line from a computer database, the internet or other electronic, wireless or transmission means; arranging and conducting of exhibitions for business purposes; business management; business administration; business research; business strategy and planning services; business consultancy services; collection and dissemination of business, commercial, statistical and/or marketing information; distributorship services; database management services; news clipping services; economic forecasting, marketing, market research, market analysis and survey services; publication of information; provision of trade information; provision of directory services; information and advisory services in relation to the aforementioned services

Financial affairs; monetary affairs; banking services including home, internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; issuance of tokens of value as a reward for customer loyalty; providing cash and other rebates as part of a customer loyalty program; credit card services; charge card services; pre-paid purchase card services, including processing electronic payments made through prepaid cards; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic and online financial services, including electronic fund transfer services and secure on-line monetary transaction facilities; providing an internet website portal in the field of financial transaction and payment processing; processing financial transactions via a global computer network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services, including the provision of information from a computer database, the internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance; real estate affairs.