Financial affairs; monetary affairs; banking services including home, internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the Internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; credit card services; charge card services; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic payment services including electronic fund transfer services and on-line transaction facilities; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services including the provision of information from a computer database, the Internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance.

Telecommunications; mobile and fixed telecommunication and satellite, cellular, and radio communication services; hire, leasing and rental of telecommunications, telephonic and communications apparatus and instruments; telephone and mobile telephone message collection and transmission, radio-paging, call diversion, answerphone and electronic mail services for others; transmission, delivery and reception of sound, data and images; personal numbering services; loan of replacement telecommunications and communications apparatus and instruments in the case of breakdown, loss or theft; provision of Internet access services; telecommunications services for location and tracking of persons and objects; tracking of mobile telephone via satellite signals; location of mobile telephones via satellite signals; provision of wireless application protocol services including those utilizing a secure communications channel; provision of information relating to or identifying telecommunications and communications apparatus and instruments; broadcast or transmission of radio or television programmes; messaging services, namely, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; unified messaging services; voicemail services; video conferencing services; video telephone services; providing telecommunications connections to computer databases, the Internet or other electronic networks; providing access to digital audio, video and data websites from a database, the Internet, or other electronic network; telecommunication and communication database services, namely enabling the consumer to download digital content from a network and server to an individual database; providing access to telecommunications infrastructures for other operators; providing and leasing access time to computer databases, computer bulletin boards, computer networks and interactive computer communications networks; advisory, information and consultancy services relating to all the aforementioned.

Advertising; business management; business administration; office functions; offering for sale and the sale of goods in the retail and wholesale trade; merchandising and promotion services; organisation, operation, supervision and management of rewards, loyalty and incentive schemes; business information, research and consultancy services; dissemination of advertising matter; compilation of information into computer databases; marketing research and studies; services related to and ancillary to all the aforementioned services

Beers; non-alcoholic beverages; mineral and aerated waters; fruit beverages and fruit juices; syrups and other non-alcoholic preparations for making beverages.

Alcoholic beverages, except beers; alcoholic preparations for making beverages.

Advertising; business management; business administration; office functions; offering for sale and the sale of goods in the retail and wholesale trade; merchandising and promotion services; organisation, operation, supervision and management of rewards, loyalty and incentive schemes; business information, research and consultancy services; dissemination of advertising matter; compilation of information into computer databases; marketing research and studies; services related to and ancillary to all the aforementioned services

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; electric and electronic apparatus and hardware , equipment for the storage and transmission of data and information for use in relation to banking, financial, insurance and general commercial transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; software, systems, devices and platforms used to enable and facilitate electronic banking, financial, insurance or other commercial transactions, including those via the Internet or a computer network, or by telephone or cellular telephone; including data processing equipment and software for use in relation to banking and financial services including data processing equipment and software; downloadable electronic publications; apparatus and equipment for the electronic transfer of and/or financial data; telecommunication equipment; automated teller machines; money dispensing machines, electronic fund transfer, payment or point of sale apparatus, machines and terminals; card and bar code scanners; magnetic and magnetically encoded cards; programmable cards; smart cards; cards bearing coded data in magnetic form; cards bearing data for use in computers; cards bearing coded data in punched-out form; cards bearing data for use in data processing apparatus; cards bearing data for use in data storage apparatus; cards bearing electronically recorded data; cards bearing integrated circuits; cards bearing magnetic or encoded data for input; cards bearing micro-chips and computer cards containing chips; credit, charge, debit and/or cash cards; prepayment cards [encoded]; loyalty or gift cards [encoded], readers, scanners, parts and fittings for the aforementioned goods.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; books, magazines, manuals, newspapers, newsletters, pamphlets; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters, office requisites (except furniture); instructional and teaching materials (except apparatus); wrapping and packaging materials; plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications; newsletters, reviews and publications; documentation relating to financial, banking, insurance and investment services or transactions; advertising materials; brochures, vouchers, cheques, cheque books; cheque book holders; paying-in books; bank cards, cash cards, cheque cards, debit cards, credit cards, charge cards, loyalty or gift cards all being other than encoded or magnetic cards

Insurance products and services; financial affairs; monetary affairs; banking services; payment facilitation services, facilitation and rendering of banking and financial transactions, including those rendered online via the Internet or computer network, or by telephone or cellular telephone; real estate affairs.; services ancillary and related to all of the aforegoing, all in class 36

Telecommunications and communications services; providing user access to computer networks or the Internet for purposes of facilitating commercial, banking or financial transactions and electronic payments; providing telecommunications connections to the Internet or data bases for purposes of facilitating commercial, banking or financial transactions and electronic payments. services ancillary and related to all of the aforegoing, all in class 38