Telecommunications and communications services; providing user access to computer networks or the Internet for purposes of facilitating commercial, banking or financial transactions and electronic payments; providing telecommunications connections to the Internet or data bases for purposes of facilitating commercial, banking or financial transactions and electronic payments services ancillary and related to all of the aforegoing, all in class 38.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; books, magazines, manuals, newspapers, newsletters, pamphlets; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters, office requisites (except furniture); instructional and teaching materials (except apparatus); wrapping and packaging materials; plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications; newsletters, reviews and publications; documentation relating to financial, banking, insurance and investment services or transactions; advertising materials; brochures, vouchers, cheques, cheque books; cheque book holders; paying-in books; bank cards, cash cards, cheque cards, debit cards, credit cards, charge cards, loyalty or gift cards all being other than encoded or magnetic cards.

Advertising; business management; business administration; office functions; facilitation of commercial and business transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; business strategy services; business appraisal and analysis services; database management services; provision of business and commercial advice and information provided by telephone or provided on-line from a computer database, computer network, global computer network or the Internet; business planning; business strategy services, business appraisals; business management assistance; business support; accounting; economic forecasting and analysis for business purposes; profit and cash flow forecasting, analysis and planning, all being economic forecasting services; personnel management and employment consultancy; database management services, data processing, data verification and file management; computerised business information storage and retrieval; credit card registration services; procurement of goods and services on behalf of businesses; purchasing of goods and services for other businesses; business administration services for the processing of sales and transactions made on a global computer network or the Internet; the bringing together, for the benefit of others, of a variety of goods including but not limited to, business equipment, enabling customers to conveniently view and purchase those goods from a computer network website or an Internet website; offering for sale and the sale of goods in the retail and wholesale trade; customer loyalty reward schemes, customer care services; advisory, consultancy, information and helpline services relating to all of the aforesaid services ancillary or related to the aforementioned all in class 35.

Education; providing of training; entertainment; sporting and cultural activities; television entertainment; organising and conducting of competitions; publication of printed matter, services ancillary and related to all of the aforegoing, all in class 41.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; IT services, design and development of computer hardware and software and computer systems; operation of websites and online transactional platforms; rental of computer hardware and software; leasing of access time to computer database; advisory, information, evaluations, consultancy services; services ancillary and related to all of the aforegoing, all in class 42.

Computer software for use in business applications, namely, for use in information management, information processing, information and database management, for compiling marketing demographics, for making mailing lists, for verifying consumer credit, for insurance risk management, for lending and insurance risk management, and for database management and the management of the data and Information of others, and printed material, namely, documentation and instruction manuals, all sold as a unit therewith; computer software to perform computerized print and data selection, arrangement and presentation, in the fields of consumer credit reporting and real estate appraisals, and for use in connection with real property data compiled from public records, marketing demographics, and mailing lists.

Providing credit, credit risk and fraud detection information by various means, namely, by providing reports, printouts, printed labels, electronic lists, reports and data, CD ROM, magnetic tape and computer disks, and via computer-to-computer transmission of data and email, all featuring computerized print and data selection, arrangement, presentation and distribution in the field of marketing demographics and mailing lists; business management and consulting; business and consumer information services in the field of management of information and data of others; providing marketing demographics and preparing mailing lists; consulting and Information services concerning consumer credit information; consulting and providing business information in the field of computers; computerized management of information and data for others; research services, namely, providing business and market research, and market analysis services; commercial information and directory agencies; preparing business reports; demographic consultation; providing an on-line computer database on the subject of marketing demographics and mailing lists, which features information concerning computerized print and data selection, arrangement, presentation, and distribution of that information; providing an on-line interactive computer database in the fields of marketing demographics and mailing lists; and providing an on-line computer database in the field of marketing demographics and mailing lists, business consulting services, business marketing and management consulting services, computerized database management and direct mail marketing services.

Financial and credit information provided by electronic means; credit inquiry and consultation; financial analysis and consultation; information services, namely, providing reports, printouts, printed labels, electronic lists, reports and data, computer-to-computer transmission of data, e- mail, CD ROMS, magnetic tape and computer disks all concerning computerized print and data selection, arrangement, presentation and distribution in the field of consumer credit reporting, real estate appraisal, real property data compiled from public records, pre-employment screening, credit fraud victim assistance, credit fraud detection and prevention, insurance, lending and insurance risk management; consulting and information services concerning financial data and statistics for use by lenders, financial institutions and Insurance companies; credit and financial information reporting services provided by computer and on-line means and business and consumer information services in the fields of consumer credit, insurance, pre-employment screening, credit fraud detection and prevention; lending and insurance risk management; computer services, namely, providing a computer database containing information concerning computerized print and data selection, arrangement, presentation and distribution in the fields of commercial and consumer credit reporting, real estate appraisal, and real property data compiled from public records, consumer credit, insurance and lending, and insurance risk management; providing an interactive computer database In the field of commercial and consumer credit reporting, real estate appraisal and real property data compiled from public records; consumer credit, insurance and lending, and insurance risk management, providing an interactive computer service, namely, providing a computer database in the fields of commercial and consumer credit reporting, real estate appraisal and real property data compiled from public records, consumer and commercial credit, pre-employment screening, credit fraud detection and prevention, insurance and lending, and insurance risk management; information services, namely, providing reports, printouts, printed labels, electronic lists, reports and data, computer-to-computer transmission of data, e-mail, CD ROMS, magnetic tape and computer disks concerning computerized print and data selection, arrangement, presentation and distribution in the field of consumer credit reporting, real estate appraisal and real property data compiled from public records, consumer credit, Insurance and lending, and insurance risk management; consulting services featuring use of computers In the fields of lending and information management and information related thereto, namely, information technology, information management, Information processing, credit and lending risks, and information and database management in the fields of consumer credit, insurance and lending, and Insurance risk management; and real estate and mortgage services, namely property inspections and evaluations flood compliance, property and title searches, and mortgage/loan processing assistance.

Computer services, namely, providing an on-line computer database and on-line temporary use of related non-downloadable software tools, which enable the user to design and customize the selection, arrangement, presentation, printing and distribution of data, for use in the fields of consumer credit reporting, real estate appraisal, real property, consumer credit, Insurance, lending, and insurance risk management; consulting services in the field of computers for use in lending and insurance risk management and providing Information related thereto, namely, on information technology, information management, and on information processing; computer consulting and information technology consulting; consulting services In the field of electronic commerce, namely, in using information technology to establish and maintain on-line commerce.